Integrate and implement BancHub in a few quick steps! We provide seamless integration support so that your business can ‘go to market’ quickly and successfully!
Our rich, secure, robust, and scalable APIs and integrable products help to reduce the complexity in developing and understanding the payment requirements. Our API is more compliance specific to the customer’s needs!
BancHub is committed to providing a highly secured payment gateway that complies with payment industry standard security compliance (PCI) and use multi-layered security and anti-fraud mechanisms to process payments.
Access a variety of support resources to manage and optimize your payment integration and operations. Our strong support team will help you implement, maintain, and optimize your payment operations in the most expedient way possible, 24/7.
For Secure payments and feature financial services.
Gives users flexibility in payment method.
Adhere to the highest payment security standards.
Runs perfectly on a wide variety of devices.
A detailed dashboard and reporting system gives decision makers all the information they need.
Autometic transaction routing between multiple acquring banks or clearing houses.
The Automated Clearing House is an electronic payment delivery system that processes credit and debit transfers for institutions nationwide. BANCHUB™ provides various options to process ACH payments to improve cash flow.
Bank integrations with NACHA compliance
Rich and flexible API to meet business needs
Direct debits & credits
Refunds & schedule payments
Account verification
Merchant account management
Returns & NOC
Wire payments
WEB Website originated debit (initiated by customer)
PPD Personal account debit (entered in through the online virtual terminal or through recurring auto withdrawal)
CCD Business account debit (entered in through the online virtual terminal or through recurring auto withdrawal)
TEL Telephone originated (payment information provided over the phone)
POP Point of Purchase (cash register)
BOC Back office conversion (checks converted into ACH transactions in the ARC Accounts receivable (checks mailed in or received through a drop box are converted into ACH transactions).
RCK Returned check item (bounced or returned checks are run through in an attempt to collect payment)
Process payment cards across the globe and across multiple channels with unparalleled scalability and security. BANCHUB™ supports an extensive list of payment cards and offers a wide choice of gateways and acquiring banks, all through one connection.
All major credit cards: Visa® MasterCard®, American Express®, Discover®, Diner's club, JCB
Secure & flexible API for integration
Authorize & Schedule payments
Fraud & Risk identification
Follows PCI compliance rules
256 bit SSL/TLS1.2 encryption for online transfers
Merchant account management
Fast and secure checkout experience for customers.
Customization - we can provide customized applications based on business needs
Maximize transaction success
Around the clock support and reports
Multi-layer security - Payment authorization, transport and data level
USA electronic check payments -Check21
Our Electronic Check Processing programs automate check authorization and depositing for a business, thus eliminating trips to the bank. With each authorized check, funds are electronically processed, uploaded and deposited into the merchant's account. Remote deposit capture, back-office conversion, check processing with recovery services, auto industry specific programs and guarantee features are all available… It's easy to get started with these payment processing services
BancHub is processing Check21 with top US banks such as Bank of America, WellsFargo, HSBC, Chase, PNC, and Regional bank.
Remote data capture
Mass upload SFTP
Fraud & Risk identification
Follows PCI compliance rules
256 Bit SSL/TSL1.2 encryption for online transfers
Validation tools to identify image quality
Benefits
Reduce payment process cycle time
Handling returns with various banks
Around the clock support and reports
The message and file processing components of the SEPA module have been designed to support both ACH and SEPA traffic to any number of SEPA CSMS or Correspondent Banks and, Country specific ACH traffic to national (non-SEPA) ACH. The latter option is designed to assist banks through the SEPA transition period.
SCT (SEPA Credit Transfers)
SDD (SEPA Direct Debits)
Country-specific ACH payments (optional)
Forwarding of payments to the CSMS or banks
Maintaining a full audit trail
SEPA compliance for validation and formatting of messages
256 bit SSL/TLS1.2 encryption for online transfers
Validation tools to identify image quality
Reduce payment process cycle time
Handling returns with various banks
Around the clock support and reports
BACS is a system in the UK for making payments directly from one bank account to another. The system is operated and managed by BACS Payment Schemes Limited, a membership organization consisting of 16 of the UK's leading banks and building societies.
BACS Direct Credits
Direct Debits
Maintaining a full audit trail
Validation, error detection and error reporting
256 bit SSL/TLS1.2 encryption for online transfers Validation, error detection and error reporting
Validation of Direct Debit mandates
Positive and negative acknowledgment processing
Reduce payment process cycle time Around the clock support and reports
To reduce checkout friction and improve sales conversion, BANCHUB™accepts digital wallets and digital payment services. Customers use digital wallets to store payment data, eliminating the need to re-enter information each time they make a purchase. BANCHUB™ acts as a common platform to enable the acceptance of multiple digital wallets and digital payment services via a one connection.
Enriched security levels in securing data
Following all PCI compliance rules & regulations
256 bit SSL/TLS1.2 encryption
Securely connect your bank account or card to the wallet
Inter-wallet transfers
Reduce the number of ‘clicks to checkout’ to improve conversion rates.
Capture incremental sales by offering more payment options.
Go global, deliver a localized buying experience and avoid conversion disputes. Our multi-currency processing solutions are designed for a variety of payment environments, from customer- facing terminals to fully integrated front-desk systems online. Plus, our sophisticated online reporting enables businesses to view across any cross-section of properties on a country, regional or pan-regional basis, in any currency.
paperwork Less
Reduced banking expenses
In order to provide consistent and reliable services in a seamless manner to our customers, BANCHUB™ has a smart dynamic routing mechanism to route the payment requests to the clearing houses to ensure higher success rates. In event of downtime, scheduled maintenance breaks, load on the bank servers etc. BANCHUB’s TM intelligent algorithm identifies the drop in success rates and automatically routes transaction between clearing gateways depending on the parameters provided by the customer.
Automatic transaction routing between multiple acquiring banks or clearing houses Customer interface to define the routing parameters facilitates routings for confirmations on high value transactions
Eliminate multiple interfaces to manage different payment gateways or merchant accounts Consolidate complete control through a single interface
Collect card credentials and accept payments on your checkout page using our secure iFrame integration even without being PCI DSS certified. Reduce payment hops and allow customers to make secure payments without leaving your web page for a seamless brand experience. iFrame integration involves your payment gateway configuring a small "piece of a payment page" (iFrame) which contains the card data capture fields.
Following all PCI compliance rules & regulations 256 bit SSL/TLS1.2 encryption for online transfers Quick integration with your app. with inline coding.
Interface with multiple payments options.
Reduces the implementation time
In-built PCI compliance
Our comprehensive and elegant real-time reporting system reduces the complexity in analysis and the reconciliation of payment transactions seamlessly. Our insightful data analytics helps analyze performance and maximize your business potential.
Reports based on Payment type, region, and currency
Dash boards
Report types
- Summary
- WIP
- Monthly
- Quarterly
Customized reports based on business needs
Summary report alerts
Export reports
- Excel
- PDF
- CSV
Reduces the implementation time
In-built PCI compliance
Security is a big concern in the payment industry. To ensure data integrity and data safety for our customers, BANCHUB™ is strongly committed to providing secure business processes at various levels. Our security standards are updated and revised frequently, and requirements vary on business size. Our team of PCI experts and network tools can help you navigate compliance requirements, helping avoid penalties and mitigate the possibility of a security breach. Optional encryption and tokenization services offer extra protection throughout the payment journey
Following PCI compliance rules and regulations
Provided 256 bit SSL/TLS1.2 encryption for online transfers
Periodical network updates.
Fraudulent algorithms to prevent unauthenticated payments
Tokenization
User level authentication
API keys with authentication
Transaction level tokens
Strong data encryption
End to end secure payment transactions
Access a variety of support resources to implement, maintain and optimize your payment management operations. Our award-winning support team provides high-touch rapid responses to troubleshoot and resolve your issues in the most expedient way possible, 24/7.
Access to our online resources
Problem isolation and resolution
Configuration advice
Business Center reporting/transaction search
support
Implementation/integration
Feature/function use support
Merchant notification for issues
lasting longer than committed
timeline
Interactive Voice Recognition, commonly abbreviated IVR, is computer technology that replaces human interaction within call centres. Business phone systems can offer voice prompts that route calls to an IVR system that would otherwise be handled by live customer service operators. IVR systems can handle huge loads of calls that would otherwise require enormous staffing to accomplish what an IVR system can handle.
The integration of modern payment gateway technologies allows credit card and ACH (eCheck) transactions to be accepted and processed using the IVR technology. This integration of technologies enables a business or organization to accept receivables in an automated fashion, without human interaction.
Credit card payments
Debit card payments
Refunds
Bank account verification
Account balance
Transaction history
Electronic check payments
Batch upload through SFTP
End-to-end banking payment solution
Direct deposits & Credits
Account verification
Refunds
Merchant account management
Store Front
Product Catalog
Checkout Payments
Administration
Inventory
User Profile
Energy Bills
Licensing
Permits and Taxes
Loan / Credit Card Payment
Insurance Premium
Mobile/ Landline/ D2H/ Data Recharge
Initiate payments as a merchant
Schedule payments
Mass payments upload as a batch
Desktop/ Mobile Web applications
Customizing existing applications
Develop applications on business needs
Schedule payments
Configure fraudulent filters
Reduce payment hops and allow customers to make secure payments without leaving your web page for a seam less experience
Online batch upload
Multifactor authentication
SSL TLS1 .2 to secure data transfers
Data Encryptions
Store Front
Product Catalog
Checkout Payments
Administration
Inventory
User Profile
Energy Bills
Licensing
Permits and Taxes
Loan / Credit Card Payment
Insurance Premium
Mobile/ Landline/ D2H/ Data Recharge
BancHUB provides simple. Secure, and environment independent APls in different programming languages to scale up the integration process, thus reducing implementation time. The comprehensive documentation guides helps the developers to understand the API for business implementations. Our robust API can integrate with any development environment without any extra work-around. We provide API documentation in various adoptions like REST, SOAP and language central (C#, JAVA ... to fit t he solution based on the development environment.
Enter the payment details using our secure iFrame integration without being PCI DSS certified. Reduce payment hops and allow customers to make secure payments without leaving your web page for a seamless brand experience.
Your API keys are t he same across all of our API environments. Use our Sandbox environment to build out and test your integration with simulated accounts, respectively. You'll move over to our Production environment once you're ready to go live!
