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An end-to-end integrated payment and receivables solution that supports transactions from multiple channels, customer service, and presentment services.
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About Us

BancHUB is a robust payment gateway designed to simplify the consolidation of multinational payments and to enable transactions in multiple currencies through multiple payment methods, securely and in real-time. It normalizes, analyzes, and enables stright-through processing for accuracy and faster fund .

Using BancHUB, clients with disparate payment methods are able to lower routing costs and achieve higher data security for cleaner posting!

Quick Activation

Integrate and implement BancHub in a few quick steps! We provide seamless integration support so that your business can ‘go to market’ quickly and successfully!

Service Oriented

Our rich, secure, robust, and scalable APIs and integrable products help to reduce the complexity in developing and understanding the payment requirements. Our API is more compliance specific to the customer’s needs!

Secure Payments

BancHub is committed to providing a highly secured payment gateway that complies with payment industry standard security compliance (PCI) and use multi-layered security and anti-fraud mechanisms to process payments.

Global Support

Access a variety of support resources to manage and optimize your payment integration and operations. Our strong support team will help you implement, maintain, and optimize your payment operations in the most expedient way possible, 24/7.

Features

Unique API & App Solution

For Secure payments and feature financial services.

Multiple Payment Options

Gives users flexibility in payment method.

Secure Environment

Adhere to the highest payment security standards.

Device Independent

Runs perfectly on a wide variety of devices.

Reports & Analytics

A detailed dashboard and reporting system gives decision makers all the information they need.

Dynamic Routing

Automatic transaction routing between multiple acquring banks or clearing houses.

Automated Clearing House - USA banking transaction system

The Automated Clearing House is an electronic payment delivery system that processes credit and debit transfers for institutions nationwide. BANCHUB™ provides various options to process ACH payments to improve cash flow.

  • Bank integrations with NACHA compliance

  • Rich and flexible API to meet business needs

  • Direct debits & credits

  • Refunds & schedule payments

  • Account verification

  • Merchant account management

  • Returns & NOC

  • Wire payments

Various payment options
  • WEB Website originated debit (initiated by customer)

  • PPD Personal account debit (entered in through the online virtual terminal or through recurring auto withdrawal)

  • CCD Business account debit (entered in through the online virtual terminal or through recurring auto withdrawal)

  • TEL Telephone originated (payment information provided over the phone)

  • POP Point of Purchase (cash register)

  • BOC Back office conversion (checks converted into ACH transactions in the ARC Accounts receivable (checks mailed in or received through a drop box are converted into ACH transactions).

  • RCK Returned check item (bounced or returned checks are run through in an attempt to collect payment)

Card Payments (Credit/Debit/Virtual/Gift etc.,)

Process payment cards across the globe and across multiple channels with unparalleled scalability and security. BANCHUB™ supports an extensive list of payment cards and offers a wide choice of gateways and acquiring banks, all through one connection.

  • All major credit cards: Visa® MasterCard®, American Express®, Discover®, Diner's club, JCB

  • Secure & flexible API for integration

  • Authorize & Schedule payments

  • Fraud & Risk identification

  • Follows PCI compliance rules

  • 256 bit SSL/TLS1.2 encryption for online transfers

  • Merchant account management

  • Fast and secure checkout experience for customers.

  • Customization - we can provide customized applications based on business needs

  • Maximize transaction success

  • Around the clock support and reports

  • Multi-layer security - Payment authorization, transport and data level

Business Definition

USA electronic check payments -Check21

Our Electronic Check Processing programs automate check authorization and depositing for a business, thus eliminating trips to the bank. With each authorized check, funds are electronically processed, uploaded and deposited into the merchant's account. Remote deposit capture, back-office conversion, check processing with recovery services, auto industry specific programs and guarantee features are all available… It's easy to get started with these payment processing services

BancHub is processing Check21 with top US banks such as Bank of America, WellsFargo, HSBC, Chase, PNC, and Regional bank.

  • Remote data capture

  • Mass upload SFTP

  • Fraud & Risk identification

  • Follows PCI compliance rules

  • 256 Bit SSL/TSL1.2 encryption for online transfers

  • Validation tools to identify image quality

  • Benefits

  • Reduce payment process cycle time

  • Handling returns with various banks

  • Around the clock support and reports

Single Euro Payment Area (SEPA) European payments

The message and file processing components of the SEPA module have been designed to support both ACH and SEPA traffic to any number of SEPA CSMS or Correspondent Banks and, Country specific ACH traffic to national (non-SEPA) ACH. The latter option is designed to assist banks through the SEPA transition period.

  • SCT (SEPA Credit Transfers)

  • SDD (SEPA Direct Debits)

  • Country-specific ACH payments (optional)

  • Forwarding of payments to the CSMS or banks

  • Maintaining a full audit trail

  • SEPA compliance for validation and formatting of messages

  • 256 bit SSL/TLS1.2 encryption for online transfers

  • Validation tools to identify image quality

  • Reduce payment process cycle time

  • Handling returns with various banks

  • Around the clock support and reports

Bankers' Automated Clearing Services (BACS) - UK payments

BACS is a system in the UK for making payments directly from one bank account to another. The system is operated and managed by BACS Payment Schemes Limited, a membership organization consisting of 16 of the UK's leading banks and building societies.

  • BACS Direct Credits

  • Direct Debits

  • Maintaining a full audit trail

  • Validation, error detection and error reporting

  • 256 bit SSL/TLS1.2 encryption for online transfers Validation, error detection and error reporting

  • Validation of Direct Debit mandates

  • Positive and negative acknowledgment processing

  • Reduce payment process cycle time Around the clock support and reports

Electronic Wallet

To reduce checkout friction and improve sales conversion, BANCHUB™accepts digital wallets and digital payment services. Customers use digital wallets to store payment data, eliminating the need to re-enter information each time they make a purchase. BANCHUB™ acts as a common platform to enable the acceptance of multiple digital wallets and digital payment services via a one connection.

  • Enriched security levels in securing data

  • Following all PCI compliance rules & regulations

  • 256 bit SSL/TLS1.2 encryption

  • Securely connect your bank account or card to the wallet

  • Inter-wallet transfers

  • Reduce the number of ‘clicks to checkout’ to improve conversion rates.

  • Capture incremental sales by offering more payment options.

Multi-currency processing

Go global, deliver a localized buying experience and avoid conversion disputes. Our multi-currency processing solutions are designed for a variety of payment environments, from customer- facing terminals to fully integrated front-desk systems online. Plus, our sophisticated online reporting enables businesses to view across any cross-section of properties on a country, regional or pan-regional basis, in any currency.

  • paperwork Less

  • Reduced banking expenses

Dynamic routing

In order to provide consistent and reliable services in a seamless manner to our customers, BANCHUB™ has a smart dynamic routing mechanism to route the payment requests to the clearing houses to ensure higher success rates. In event of downtime, scheduled maintenance breaks, load on the bank servers etc. BANCHUB’s TM intelligent algorithm identifies the drop in success rates and automatically routes transaction between clearing gateways depending on the parameters provided by the customer.

  • Automatic transaction routing between multiple acquiring banks or clearing houses Customer interface to define the routing parameters facilitates routings for confirmations on high value transactions

  • Eliminate multiple interfaces to manage different payment gateways or merchant accounts Consolidate complete control through a single interface

iFrame integration

Collect card credentials and accept payments on your checkout page using our secure iFrame integration even without being PCI DSS certified. Reduce payment hops and allow customers to make secure payments without leaving your web page for a seamless brand experience. iFrame integration involves your payment gateway configuring a small "piece of a payment page" (iFrame) which contains the card data capture fields.

  • Following all PCI compliance rules & regulations 256 bit SSL/TLS1.2 encryption for online transfers Quick integration with your app. with inline coding.

  • Interface with multiple payments options.

  • Reduces the implementation time

  • In-built PCI compliance

Reports & Analytics

Our comprehensive and elegant real-time reporting system reduces the complexity in analysis and the reconciliation of payment transactions seamlessly. Our insightful data analytics helps analyze performance and maximize your business potential.

  • Reports based on Payment type, region, and currency

  • Dash boards

  • Report types
    - Summary
    - WIP
    - Monthly
    - Quarterly

  • Customized reports based on business needs

  • Summary report alerts

  • Export reports
    - Excel
    - PDF
    - CSV

  • Reduces the implementation time

  • In-built PCI compliance

SECURITY

Security is a big concern in the payment industry. To ensure data integrity and data safety for our customers, BANCHUB™ is strongly committed to providing secure business processes at various levels. Our security standards are updated and revised frequently, and requirements vary on business size. Our team of PCI experts and network tools can help you navigate compliance requirements, helping avoid penalties and mitigate the possibility of a security breach. Optional encryption and tokenization services offer extra protection throughout the payment journey

  • Following PCI compliance rules and regulations

  • Provided 256 bit SSL/TLS1.2 encryption for online transfers

  • Periodical network updates.

  • Fraudulent algorithms to prevent unauthenticated payments

  • Tokenization

  • User level authentication

  • API keys with authentication

  • Transaction level tokens

  • Strong data encryption

  • End to end secure payment transactions

Customer support

Access a variety of support resources to implement, maintain and optimize your payment management operations. Our award-winning support team provides high-touch rapid responses to troubleshoot and resolve your issues in the most expedient way possible, 24/7.

  • Access to our online resources

  • Problem isolation and resolution

  • Configuration advice

  • Business Center reporting/transaction search

  • support

  • Implementation/integration

  • Feature/function use support

  • Merchant notification for issues

  • lasting longer than committed

  • timeline

What are IVR Payments

Interactive Voice Recognition, commonly abbreviated IVR, is computer technology that replaces human interaction within call centres. Business phone systems can offer voice prompts that route calls to an IVR system that would otherwise be handled by live customer service operators. IVR systems can handle huge loads of calls that would otherwise require enormous staffing to accomplish what an IVR system can handle.

The integration of modern payment gateway technologies allows credit card and ACH (eCheck) transactions to be accepted and processed using the IVR technology. This integration of technologies enables a business or organization to accept receivables in an automated fashion, without human interaction.

Products

Our tailored made solutions will give you more flexible way to implement and customize your payment process in secure and device independent environment.

with your app
  • Credit card payments

  • Debit card payments

  • Refunds

  • Bank account verification

  • Account balance

  • Transaction history

  • Electronic check payments

  • Batch upload through SFTP

  • End-to-end banking payment solution

  • Direct deposits & Credits

  • Account verification

  • Refunds

  • Merchant account management

Explore More Solutions
e- Commerce (B2C & B2B)
  • Store Front

  • Product Catalog

  • Checkout Payments

  • Administration

  • Inventory

  • User Profile

Electronic Bill Presentment & Payment
  • Energy Bills

  • Licensing

  • Permits and Taxes

  • Loan / Credit Card Payment

  • Insurance Premium

  • Mobile/ Landline/ D2H/ Data Recharge

Direct Transfers From our solutions
  • Initiate payments as a merchant

  • Schedule payments

  • Mass payments upload as a batch

  • Desktop/ Mobile Web applications

  • Customizing existing applications

  • Develop applications on business needs

  • Schedule payments

  • Configure fraudulent filters

  • Reduce payment hops and allow customers to make secure payments without leaving your web page for a seam less experience

  • Online batch upload

  • Multifactor authentication

  • SSL TLS1 .2 to secure data transfers

  • Data Encryptions

Explore More Solutions
e- Commerce (B2C & B2B)
  • Store Front

  • Product Catalog

  • Checkout Payments

  • Administration

  • Inventory

  • User Profile

Electronic Bill Presentment & Payment
  • Energy Bills

  • Licensing

  • Permits and Taxes

  • Loan / Credit Card Payment

  • Insurance Premium

  • Mobile/ Landline/ D2H/ Data Recharge

Developers

We provide simple and flexible API, accompanied by detailed documentation with wide variety of examples in different programming languages. Our comprehensive API makes the integration process extremely time effective.

Four Steps Implementation

  • Registration
  • Get API Keys
  • SandBox Testing
  • Production Signoff

Sandbox Setup

Try our sand box environment to explore more on API and integrations.

Get Started

Request a Demo

Contact us for demos to understand more on our products.

Request a Demo
BancHUB™

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